Save Your Retirement: What to Do If You Haven’t Saved Enough or If Your Investments Were Devastated by the Market Meltdown

Real Solutions for Saving Your Retirement...

No Matter Where You Stand Right Now

Step-by-step plans you can use if you're planning to retire in...

5 years 10 years 15 years over 20 years or tomorrow

"The market meltdown has all of us worrying about whether we will ever be able to retire. Worrying doesn't help you. Planning does. Save Your Retirement by Frank Armstrong, III and Paul B. Brown can-and should-serve as your battle plan."

-John A. Byrne, Executive Editor, BusinessWeek

"Convinced the sinking economy has dragged your retirement plans down with it? Save Your Retirement shows there's still treasure inside that wreckage- and provides a map to help you find it."

-Josh Hyatt, Money Magazine

"Whether you're just beginning a career or you're five years from retiring, the authors show you how to take a realistic look at your current financial status and your retirement goals. With a refreshingly positive approach, they give all of us, no matter our life stage, a blueprint for successful retirement."

-Professor Larry Meiller, Talk Show Host, Wisconsin Public Radio

"Frank Armstrong, III and Paul B. Brown heal your retirement anxiety and show you exactly how to achieve financial security for the golden years. You'll actually be excited to save "

-Farnoosh Torabi, Author of You're So Money: Live Rich Even When You're Not

Terrified about retirement? Stop losing sleep, and take action This book gives you specific, step-by-step plans you can use to save your retirement. Forget "one-size-fits-all" solutions that don't fit your life. Here are personal plans focused on your unique situation-whether you're 5, 10, 15, or 20-plus years away from retirement or are scheduled to retire now. (There's even a detailed plan for people who've already retired and want to make sure their money lasts ) No matter what the market meltdown did to your portfolio or how little you've saved, you can save your retirement-if you start now. Get this book, and get started

All the help you need to save your retirement:

• Where to move your savings
• How to recalculate what you'll really need to retire
• How to assess when you can now afford to retire
• How to change your approach to investing
• How to use the federal tax system to save more
• What to expect from Social Security now

Part I: Let's Take a Deep Breath and Get Our Bearings 1

Chapter 1: There's Hope3

Chapter 2: You Are Not Alone: Just About Everyone Is Unprepared to Retire the Way They Want11

Frank Armstrong, III, CLU, CFP^TM, AIFA, is the founder and principal of Investor Solutions, Inc., a fee-only registered investment advisor. He has more than 35 years’ experience in the securities and financial services industry. His bestselling book, The Informed Investor, was cited by BusinessWeek as one of the best investment books of the year, and his previous book, The Retirement Challenge: Will You Sink or Swim, received rave reviews.

Frank was named by Barron’s as one of the top 100 independent financial advisors in 2007 and again in 2008. He was a featured columnist on Morningstar.com for a number of years and is a frequent contributor to The CPA Journal and Physician’s Money Digest. He has appeared on ＂CNN Headline News,＂ ＂Your Money with Stewart Varney,＂ ＂PBS Morning Business Report,＂ CNBC, ＂Money Life with Chuck Jaffee,＂ and public radio stations around the country. Frank is widely quoted in the media, his articles appear in major financial magazines and Web sites, and he lectures nationwide on principles of investment management.

His first publication, Investment Strategies for the 21st Century, was one of the first books ever published and serialized on the Internet in multiple languages.

A Vietnam veteran and former Air Force pilot, Frank flew 250 combat missions in Southeast Asia. He currently lives in Coconut Grove, Florida, with his wife, Gabriele, and enjoys boating, deep sea fishing, scuba diving, windsurfing, reading, and travel.

A long-time contributor to The New York Times, Paul B. Brown is the author of more than a dozen business books, including Grow Rich Slowly: The Merrill Lynch Guide to Retirement Planning (written with Don Underwood), as well as the international bestseller Customers for Life (written with Carl Sewell).

A former writer and editor at BusinessWeek, Financial World, Forbes, and Inc., Paul hosted his own nationally syndicated, three-hour personal finance call-in show heard daily on the Business Radio Network for a number of years. He is ＂the financial expert＂ at ThirdAge.com and a contributing editor to both M.I.T.’s Sloan Management Review and The Conference Board Review. He lives in Duxbury, Massachusetts, and Anna Maria, Florida.