Household Budgeting It’s a Piece of Cake

This is both a how to book and a motivational book to help people create a household (personal) budget. It explains who should create a household budget, the benefits that can be derived from the process, and dispels the myths that it might be too restrictive or complicated. Personal budgeting is not a complex process. This book will steer you in the right direction, and walk through the steps to get you on your way. It provides solid examples, and demonstrates a simple methodology for setting up such a budget. It presents a clear and easy to understand process of developing a simple budget, and then optionally growing into a more sophisticated model with cash flow forecasting.

John Michell has spent thirty-five years in a corporate career dominated with financial management, systems development, as well as in depth documentation and training. The mainstay of John’s professional career has been developing of budgets, analysis of financial data, and related financial reporting. John and his wife have developed and utilized several budgeting models in their 45 years of marriage. John has advanced degrees in Marketing and Management and Business, and has also been inducted into Marquis Who’s Who in Finance and Industry, with a published biography in the 28th Edition.